Linda Doutch
Prudential Ratios Analyst - Crédit Agricole CIB
Got experience in credit analysis of Financial Institutions, banking audit and prudential ratios. Experienced at meeting strict deadlines efficiently and at presenting credit lines recommendations during committees.
Goal-oriented and ambitious with the objective to make a career in banking.
89 contacts- Consolidate prudential ratios of a CA-CIB's subsidiaries portfolio.
- Analyse Cooke and Bale II ratios in accordance with prudential regulation.
- Reconcile risk weighted assets computed by Accounting and database/Risk and Permanent Control.
- Explain significant RWA/CWA variations between quarters.
- Contribute to the executive summary elaboration.
2010 - 2011- Within a French banking group, audited the ALM and Fixed Income perimeters: Reconciled financial results from accounting and business, analysed Middle Office adjustments... Validated annual financial statements before their publication.
- Within a French Corporate and Investment Bank, audited systems used to monitor the financial contribution per client on the Fixed Income and Commodities perimeters.
- Within the French branch of an Iranian bank, audited the main activities: Evaluated internal procedures for the allocation of letters of credit and cash payments discounts. Ensured compliance with local law and reporting rules. Assessed the reliability of internal control mechanisms. Gave recommendations on methods and procedures.
2008 - 2010- Credit Analyst ‘Real money funds as Agents’ (New York, May 2009 to May 2010).
Analysed credit limits requests from Business. Analysed the funds’ investment guidelines and Net Asset Value. Prepared annual reviews. Participated in the setting up of legal documentation (ISDA/CSA, MSFTA, MRA, MSLA). Rated counterparties. Attributed credit limits. Presented recommendations during credit committees.
- Risk Calculation and System Analyst (Hong-Kong, June 2008 to March 2009).
Contributed to the daily production and monitoring of the risk figures provided by the market risk system with a particular focus on Credit, ALM and FX options in Asia.
2006 - 2008- From April 2007 to March 2008: Apprentice in Group Risk Management.
Analysed credit lines requests, the composition of the regulated funds’ assets and the quality of their asset manager. Established annual reviews, rated regulated funds according to internal processes and recommended amounts of credit lines. Presented recommendations during credit committees. Helped the group avoid financial losses.
- From Jan. 2006 to March 2007: Apprentice in Group Risk Management.
Analysed credit lines requests, the banking system of emerging countries and banks’ financial statements (via annual report). Prepared annual reviews, rated banks according to internal processes and recommended credit lines. Presented recommendations during credit committees. Used Bankscope intensively. Helped the group avoid financial losses.