Xiaolei Chen
Trade and Supply Chain, HSBC
4+ years experience in Trade Finance in banking and industrial groups, covering Europe, Asia, Middle East and Africa regions. Specialized in Supply Chain Financing, Documentary Credit, Forfaiting, Factoring, Trade Incoterms, Order management and Sales Operations.
2+ years experience in risk management. Worked in Europe, USA and Singapore with operational risk, underwriting, portfolio management and analytical skills in consumer/commercial credit.
Committed to deliver results in fast-paced and multi-cultural environment. Strong communication skill and ability to work independently. Fluent in French, English and Chinese.
28 contactsPortfolio Management - Singapore
• Analyze profitability metrics including delinquency, losses, reserves, CV and RACV for Asia portfolios
• Develop and implement Early Warning Indicators, Stress Testing mechanisms and vintage-RACV tool
Global Underwriting & Deal review - Stamford, CT, USA
• Supported review, underwriting and approval of product launch programs from all global business units
• Evaluated proposed transactions and make recommendations to business team and senior management
• Distilled credit proposals into concise program summaries (features, underwriting issues, risks/ mitigants)
Controllership - France Overseas Territories
• Implemented full controllership procedure on origination, underwriting and fulfillment process
• Ensured buy-in of local management teams and develop improvement plan & strategy
2003 - 2007Trade Finance Middle East Africa
• Negotiated and structured payment instruments according to Sales Contract with customers and banks under Trade Finance schemes (documentary credit, bank guarantees, forfaiting, factoring…)
• Managed entire Letters of Credit process to optimize cash flow and minimize financial & operational risks
• Established and maintained communication with the appropriate individuals throughout the process (Customers, Banks, Finance, Sales, Logistics…)
• Analyzed credit for equipment financing on private clinics & hospitals
Sales Operations
• Analyzed and controlled installation cycle and cost ( Six Sigma Project implemented)
• Allocated internal and external resources to support installation on sites
