Alice Pichereau
Inspection Generale, Natixis CIB, London
Strong background in finance :
- New job as an internal auditor at Natixis CIB, London
- Two years in external audit at Deloitte, Paris
- 8 months in credit analysis at Natixis CIB, Paris
- Master Degree in finance at Reims Management School
International background :
- based in London
- 6 month exchange in Sweden
- Various trips in Asia, Africa, Europa etc
2009 - 2010Senior Assistant specialized in mid cap companies (Altran, CSC, Vivarte, Yamaha, Media Participations), turnover ranging from €10 M to €2 bn.
External auditing services for industrial, consulting and distributing firms.
Assessment of annual and consolidated financial statements
Synthesis and analysis of financial statements
Review of internal control systems
2008 - 2009Constitution of credit applications to assess the credit risk and the profitability of financial operations, on a portfolio of large cap companies (Chanel, LVMH, Hermès, Clarins, Disneyland Paris, PMU, Bic)
- Clients’ authorizations and outstanding balance analysis: check of internal limits respect
- Presentation of the credit lines (syndications deals and refinancing): follow-up of covenants and other limits
- Sector, competition, and financial data analysis
- Risk and profitability analysis (internal rating, margins, ROE, RWA, etc.)
- Business plan elaboration
- Execution of credit reviews for Credit Committees
2008 - 2008Assessment of annual and consolidated financial statements
2006 - 2006Reception, advices and sales of luxury products to international customers
Merchandising and stock management