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En résumé

Mes compétences :
Sales management
Customer Service Relations
Investment Analysis
Business Development
Fluent in 4 languages (English, Spanish, French an
Management of international teams

Entreprises

  • Project Hope - Humanitarian Opportunities for Peace and Education - Volunteer for Education

    2016 - 2016 I volunteered for Project Hope in Palestine and provided English, Spanish and German Classes at the Refugee camps, Education centers and the University of Nablus.I decided to work for this organisation for being able to get familiar to international humanitarian work. My idea was to share my skills to embolden children and teenagers in Palestine to help developing their competences and enlarge their future employment opportunities.
  • CREDIT DU NORD - Manager/Directrice Agence Clientèle Privée Internationale

    2015 - 2015 Responsible for the agency: managing international clients, quality and risks
    Business development: increasing actual business volume and active creation of marketing strategies to expand client bases
    Team Management
    Credit-analysis
  • HSBC, Paris - Premier Relationship Manager

    Paris 2015 - 2015 Responsible for 1800 international clients: investment advisory, credit analysis, daily contacts and revision of existing contracts for increasing investment turnover
  • CaixaBank, Spain - Manager/Directrice d´agence bancaire

    1999 - 2013 Caixabank, Majorque, Spain/Espagne: (529.748 M EUR - 31.948 employees/salariés):
    Director of the branch in Santa Ponsa:
    Management of the bank office:
    Finance and investment analysis, responsible for key-accounts, control profit margin, price quotes and credit risks-including analyse of micro-finance projects
    Team-Management:
    Control, coaching and improving the development of 5 employees
    Business-development:
    Increasing business-turnover, profit-earning and volume; development of new business opportunities by networking and interacting with local and international companies and associations
    Achievements:
    Generated business volume 07/2013: 106 Million €
    Number of clients: 2.543

    Directrice de l'Agence bancaire de Santa Ponsa, Majorque (pendant 14 ans):
    Responsable du développement du chiffre d'affaires, de la rentabilité et de la satisfaction client de l'agence, management d'un équipe et
    structuration activité commerciale; prospection des nouveaux clients et gestion de la relation client (fidélisation); conseil et
    négociation des contrats et des services associés; analyse et pénétration du marché, stratégies de marketing;
    CA généré 2013: 106MM EUR ; volume clients 2013: 2543 (dont un 65% internationaux)
  • CaixaBank,Spain - Vice-director/Sous-directrice Agence

    1998 - 1999 Prospecting business- negotiation of rates with companies and private sector,
    promotion of services and products
    Quality-management: evaluation of current service needs and product satisfaction levels
    Risk-management: credit analysis and control to avoid credit defaults
  • CaixaBank,Spain - Commercial for the non-resident market/marché non résidents, responsable commerciale

    1997 - 1997 Development of the international client market for all Caixabank agencies in Majorca
  • Schoellerbank AG - Conseillère, Investment advisor

    1993 - 1997 Investment-Advisory:
    Advise for clients of the private banking sector; increasing volume and expansion of the customer base.

    Schoellerbank AG, Vienne, Autriche: (Banque privée autrichienne fondée 1883, maintenant part de UniCredit
    group)
    Conseillère en patrimoine: responsabilité & développement d'un portefeuille client Banque Privée, fidélisation et prospection clientèle

Formations

  • CNAM Paris : Conservatoire National Des Arts Et Métiers (Paris)

    Paris 2015 - 2015 AMF
  • IEFE

    Pau 2013 - 2014 Diplôme DUEF et DFP B1

    Diplôme DUEF B1 ET diplôme DFP B1 de la C.C.I.P. (Chambre de commerce et d industrie de
  • EFPA España

    Barcelona - Madrid 2007 - 2008 DAF I, Diploma Agente Financieto

    European Financial Advisor 1 - DAF 1
  • UIB Universitat Illes Balears (Palma De Mallorca)

    Palma De Mallorca 2001 - 2002 Management bancaire

    Curso académico de management bancario
  • Sparkassenverband (Wien)

    Wien 1994 - 1995 Bankkaufmann

    Sparkassenverband, Autriche: Examen ``Bankkaufmann'' (mention très bien et bien)
  • IBC-International Business College (Wien)

    Wien 1991 - 1993 Diplôme

    Rechtskunde, Wirtschaftsenglisch , Bilanzanalyse, BWL

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